Online Gambling Laws Poland 2026: Full Guide

Poland's online gambling laws are evolving rapidly, with 2026 expected to bring stricter regulations under the Polish Ministry of Finance. Currently, only state-run Total Casino offers legal online slots and poker, while sports betting via STS and Fortuna is permitted.

This guide outlines projected 2026 changes, licensing requirements, player protections, and how offshore sites fit in. Stay informed to gamble legally and safely in Poland.

Current Framework (Pre-2026)

Gambling Act of 2009 restricts online play to monopolies, banning unlicensed operators.

  • Totalizator Sportowy monopoly on casino
  • STS/Totolotek for sports
  • Age limit: 18+

Key 2026 Amendments

New bill proposes expanded licenses, higher taxes (12-50%), and anti-money laundering measures.

  • Private casino licenses possible
  • Blockchain verification pilots
  • Ban on crypto gambling

Licensing Process

Operators must apply via Ministry, proving financial stability and tech compliance.

  • PLN 100M capital requirement
  • Polish servers mandatory
  • Annual audits

Player Restrictions

2026 laws will enforce self-exclusion and spending caps.

  • National self-exclusion registry
  • 48-hour cooling-off periods
  • Loss limits per month

Offshore Sites Status

Accessing unlicensed sites remains risky, with potential fines up to PLN 50K.

  • VPN use increasing scrutiny
  • Payment blocks via banks
  • Focus on harm reduction

Tax Implications

Winnings over PLN 2,280 taxed at 10%.

  • Operator withholding
  • Declare offshore wins
  • Deductions for losses